Tammie VanDeusen

  The VA has released updated appraisal fees and turn times for Colorado counties effective May 1, 2026. Unfortunately, many of our rural and mountain counties are seeing substantial increases in both appraisal costs and turnaround times. Some areas are now pushing 12 business day turn times with appraisal fees up to $1,200 for multi-family properties. If you’re writing offers in rural Colorado, it may be a good time to revisit appraisal deadlines and buyer expectations upfront to help avoid surprises during the transaction. As always, I’m happy to help strategize financing scenarios and timelines for your buyers. Tammie VanDeusen Summit Lending (719) 310-3438 tammie@summitlendingusa.com

  Buying a home? Here are the biggest mistakes that can destroy your loan approval before closing. In this video, Tammie VanDeusen with Summit Lending breaks down the most common things buyers should avoid during the mortgage process — from opening new credit cards and financing cars to changing jobs, making large deposits, missing payments, and more. If you're under contract or planning to buy a home soon, these tips could save your deal. Whether you’re a first-time home buyer, using a VA loan, or buying your next home, these are things I really want you to avoid during the loan process. A lot of buyers don’t realize that opening new credit, changing jobs, missing payments, or even moving money around incorrectly can completely change a loan approval. Every situation is different, so before you make any financial changes during the home buying process, talk to your lender first. Most of the time, we can help you avoid problems before they become deal killers. If you have questions...

As a lender, I love when listing agents ask questions about a buyer’s financing before accepting an offer. It tells me you’re protecting your seller and taking your job seriously. But I also see agents miss some of the biggest questions that can make or break a transaction. In this video, I’m breaking down 8 questions every listing agent should be asking the buyer’s lender — from approval status and credit reports to contingencies, down payment sourcing, and communication throughout the process. These conversations matter, and the right lender can make the entire transaction smoother for everyone involved. Topics Covered: • Fully approved vs pre-qualified buyers • Tri-merge credit reports • Sale and lease contingencies • Interest rate qualification • Condo, rural, and HOA approvals • Debt payoff requirements • Down payment sourcing • Communication and lender updates Tammie VanDeusen Summit Lending (719) 310-3438 www.mountainmesamortgage.com Your lender from your first home to your la...