VA Loan Secret: Use Seller Concessions to Pay Off Debt (Up to 4%)

 


Did you know that with a VA home loan, the seller can help pay off your debt?

In this video, I explain how VA loan seller concessions work and how you can use up to 4% of the purchase price to improve your financial situation at closing. Most buyers think concessions are only for lowering the interest rate or covering closing costs—but VA loans allow much more flexibility.

You may be able to use seller concessions to pay off credit cards, collections, or other qualifying debts, giving you a stronger financial start in your new home.

In this video, we cover:

• What VA loan seller concessions are

• The 4% rule explained

• How to use concessions to pay off debt

• Strategies to negotiate a better deal

• How this can improve your financial position

If you’re a veteran, active duty service member, or eligible VA buyer, this is a benefit you don’t want to overlook.

I’m Tammie VanDeusen with Summit Lending, and I help clients navigate VA home loans every day.

Have questions or want to see what’s possible for you? Reach out anytime.

Don’t forget to like, comment, and subscribe for more VA loan tips, mortgage strategies, and home buying advice.

#VALoan #VALoans #Veterans #MortgageTips #HomeBuying #RealEstate #VAHomeLoan #MilitaryBenefits #LoanOfficer #DebtFree


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