DSCR Loans Explained: Qualify with Rental Income Only


Hey there, Tammie VanDeusen with Summit Lending.

I want to talk to you about DSCR loans—one of the best tools out there for real estate investors right now.
If you’ve got at least 20% down and the rental income covers the payment, you can qualify. No tax returns, no pay stubs.
This is huge, especially for self-employed investors who write off income and get stuck qualifying the traditional way. DSCR loans put you back in the game. I’ve done several of these recently, and they work exactly as advertised. A common sweet spot we’re seeing is around a $350,000 purchase with about $3,000 a month in rent—but there are solid opportunities at lower price points too.
If you want to see if this could work for you, give me a call.

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